Allied Premium Insurance Plans ("Allied Premium," "we," "us" or "our") respects your privacy. This Privacy Policy explains how we collect, use, share and protect personal information when you visit apinsuranceplans.com (the "Site"), request a quote, or otherwise communicate with us.

By using the Site, you agree to the practices described in this policy. If you do not agree, please do not use the Site.

1. Information we collect

Information you provide

When you request a quote, call us or contact us, we may collect:

  • Contact details: name, email address, phone number and mailing address or ZIP code.
  • Quote details: the type of coverage you're interested in, and information you choose to share about your needs, such as age, household size, coverage amount or current coverage.
  • Communications: messages, call recordings (where permitted and disclosed) and other information you send us.

We do not ask you to submit Social Security numbers, bank account numbers or medical records through the Site.

Information collected automatically

When you visit the Site, we and our service providers may automatically collect:

  • Device and usage data: IP address, browser type, device type, operating system, pages viewed, links clicked, referring website and the date and time of your visit.
  • Approximate location derived from your IP address.
  • Cookies and similar technologies: see Section 6.

Information from other sources

We may receive information from insurance carriers, agencies and marketing partners, for example to confirm the status of a quote or application you started.

2. How we use your information

We use personal information to:

  • Respond to your quote request and connect you with a licensed insurance professional.
  • Contact you by phone, text message or email about your request and related insurance products, consistent with the consent you provide.
  • Help you start an application with an insurance carrier or its online platform.
  • Operate, maintain, secure and improve the Site.
  • Measure the performance of our content and advertising.
  • Comply with legal obligations and enforce our Terms of Use.

3. How we share your information

We do not sell your personal information for money. We may share it:

  • With licensed insurance professionals, agencies and carriers so they can provide quotes, help you apply and service your coverage. This includes online carrier and agency platforms you may be directed to after requesting a quote.
  • With service providers that host the Site, store data, send communications, provide analytics or support our operations, under obligations to protect it.
  • With advertising and analytics partners through cookies and similar technologies, as described in Section 6.
  • For legal reasons: to comply with law, respond to lawful requests, or protect our rights, users or others.
  • In a business transfer: as part of a merger, acquisition or sale of assets.
  • With your consent or at your direction.

Insurance carriers and agencies that receive your information use it under their own privacy policies.

4. Calls, text messages and email

When you submit a quote request, you may agree to be contacted by Allied Premium and licensed insurance professionals at the phone number you provide, including by automated technology, prerecorded or artificial voice, and text message, about insurance products. Your consent is not a condition of purchase. Message and data rates may apply, and message frequency varies.

You can opt out at any time:

  • Texts: reply STOP.
  • Calls: ask to be placed on our internal do-not-call list.
  • Email: use the unsubscribe link in any marketing email.
  • Any channel: email support@apinsuranceplans.com or call (888) 443-7440.

5. Your choices and rights

Depending on where you live, you may have the right to:

  • Access the personal information we hold about you.
  • Correct inaccurate information.
  • Delete your personal information.
  • Opt out of targeted advertising or the "sale" or "sharing" of personal information as defined by state law.
  • Not be discriminated against for exercising these rights.

To make a request, email support@apinsuranceplans.com with the subject line "Privacy Request" or call (888) 443-7440. We will verify your identity before acting on a request and respond within the time required by applicable law. You may use an authorized agent where the law allows. If we deny your request, you may appeal by replying to our decision.

Global Privacy Control: where required by law, we treat a recognized browser opt-out signal, such as Global Privacy Control, as a request to opt out of targeted advertising for that browser.

6. Cookies and tracking technologies

We and our partners use cookies, pixels and similar technologies to keep the Site working, understand how visitors use it, and measure and personalize advertising, including on social media platforms. You can block or delete cookies through your browser settings; some Site features may not work without them. You can also limit interest-based advertising through your device settings and industry opt-out tools such as optout.aboutads.info.

7. Data security

We use reasonable administrative, technical and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Data retention

We keep personal information for as long as needed to respond to your request, maintain records of consent and communications, meet legal and regulatory obligations, resolve disputes and enforce our agreements.

9. Children's privacy

The Site is intended for adults. We do not knowingly collect personal information from children under 18. If you believe a child has provided us information, contact us and we will delete it.

10. Third-party websites

The Site may link to websites operated by insurance carriers, agencies and other third parties, including pages where you can view quotes or apply. We are not responsible for their privacy practices. Please review their privacy policies.

11. Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and change the effective date above. Material changes will be highlighted on the Site.

12. Contact us

Allied Premium Insurance Plans 1000 Brickell Ave Miami, FL 33131 Phone: (888) 443-7440 Email: support@apinsuranceplans.com